VA Loan Limits 2025 | Loan Cap Eliminated

VA Loan Limits 2025 | Loan Cap Eliminated
Posted on: January 2, 2024
Unlike FHA, USDA and conventional loans, VA mortgages have no loan limits. That’s because the Department of Veterans Affairs, back in 2020, stopped setting maximum loan sizes for the mortgages […]

How To Calculate VA Residual Income | 2025 Charts
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If you plan to buy a home with a VA loan, you’ll want to know about VA residual income and how this calculation can help you. What is VA residual […]

VA ARM Loan | When Is It a Good Idea?
Posted on: September 1, 2023
For your next home mortgage, a VA ARM loan can be a great option for eligible borrowers. This loan option could allow you to benefit from a lower interest rate […]

What Is The VA ‘Mandatory Escape Clause’?
Posted on: June 28, 2023
There are plenty of reasons active-duty service members and veterans prefer to use VA loans. With the benefit of the VA guaranty, home buyers are able to get a home […]

What is a good debt-to-income ratio for a VA loan?
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Your debt-to-income ratio plays a big role in the VA loan process. It will determine whether you qualify, the size of the loan you can get, and the amount of […]

Can You Buy Points on a VA Loan? How to Lower Your Rate
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What are VA loan points, and should I buy them? These are important questions for homebuyers because they affect upfront and long-term borrowing costs. Whether you should buy points depends […]

VA Streamline and Cash-Out Refinances: Perfect HARP Alternatives
Posted on: November 1, 2022
Since the introduction of the Home Affordable Refinance Program, or HARP in 2009, Congress has tried to address the negative equity many home owners have. HARP and later HARP 2.0 […]

Why Is My Mortgage Lender Raising My VA Home Loan Payments?
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Often we get questions from Veterans who need answers about their VA home loan. Here’s a question from Robert M., a visitor to our Facebook page: Q: Dear Military VA Loan: […]

VA Minimum Property Requirements (MPRs)
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If you plan to buy a home with a VA home loan, you should know about VA’s minimum property requirements, or MPRs. MPRs are the minimum standards that the home […]

What’s the difference between interest rate and APR?
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APR vs interest rate: What’s the difference? An interest rate tells you how much interest you’ll pay each year, while an APR captures the full cost of borrowing, including closing […]