VA vs. FHA: Which government product is best?
VA vs. FHA: Which government product is best?
Posted on: November 4, 2022
There are plenty of different home loan products that home buyers can choose from, with popular products including FHA and VA loans. The Federal Housing Administration (FHA) and the Department […]

VA Streamline and Cash-Out Refinances: Perfect HARP Alternatives
Posted on: November 1, 2022
Since the introduction of the Home Affordable Refinance Program, or HARP in 2009, Congress has tried to address the negative equity many home owners have. HARP and later HARP 2.0 […]

Why Is My Mortgage Lender Raising My VA Home Loan Payments?
Posted on:
Often we get questions from Veterans who need answers about their VA home loan. Here’s a question from Robert M., a visitor to our Facebook page: Q: Dear Military VA Loan: […]

VA Minimum Property Requirements (MPRs)
Posted on:
If you plan to buy a home with a VA home loan, you should know about VA’s minimum property requirements, or MPRs. MPRs are the minimum standards that the home […]

What’s the difference between interest rate and APR?
Posted on:
APR vs interest rate: What’s the difference? An interest rate tells you how much interest you’ll pay each year, while an APR captures the full cost of borrowing, including closing […]

How to Apply for a VA Loan
Posted on:
Mortgages can be difficult to understand. They’re fairly complex, mostly because they’re used for very large purchases. However, if you’re new to mortgages or VA loans, then the process might […]

VA Streamline Refinance after Death, Divorce, or Marriage
Posted on:
There are many rules to be aware of when it comes to changing the borrowers named on a mortgage when getting a VA streamline refinance (also known as an Interest […]

Avoid PMI with a VA loan | Save thousands with this benefit
Posted on:
Do VA loans have PMI? No, VA loans don’t have private mortgage insurance (PMI) and this benefit alone could reduce your mortgage costs by thousands of dollars. VA loans, which […]

Avoid These Closing Costs with a VA Home Loan
Posted on:
Once a home buyer finds a home and makes an offer that’s accepted, they move to the closing of the deal. Closing is when both parties sign the paperwork, the […]

6 Tips for Saving Money on Your VA Loan
Posted on:
Every home buyer wants to save money on their mortgage. With all the expenses associated with buying a home, removing just a few costs or fees can end up saving […]