VA vs. FHA: Which government product is best?

Picking between a VA or FHA loan

VA vs. FHA: Which government product is best?

Posted on: November 4, 2022

There are plenty of different home loan products that home buyers can choose from, with popular products including FHA and VA loans. The Federal Housing Administration (FHA) and the Department […]


VA refinance: HARP alternative

VA Streamline and Cash-Out Refinances: Perfect HARP Alternatives

Posted on: November 1, 2022

Since the introduction of the Home Affordable Refinance Program, or HARP in 2009, Congress has tried to address the negative equity many home owners have. HARP and later HARP 2.0 […]


House with rising line chart

Why Is My Mortgage Lender Raising My VA Home Loan Payments?

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Often we get questions from Veterans who need answers about their VA home loan. Here’s a question from Robert M., a visitor to our Facebook page: Q: Dear Military VA Loan: […]


VA Mobile Home Loans- Can I Buy a Manufactured Home with a VA Loan

VA Minimum Property Requirements (MPRs)

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If you plan to buy a home with a VA home loan, you should know about VA’s minimum property requirements, or MPRs. MPRs are the minimum standards that the home […]


VA Loans: What’s the difference between interest rate and APR?

What’s the difference between interest rate and APR?

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APR vs interest rate: What’s the difference? An interest rate tells you how much interest you’ll pay each year, while an APR captures the full cost of borrowing, including closing […]


Apply for a VA loan

How to Apply for a VA Loan

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Mortgages can be difficult to understand. They’re fairly complex, mostly because they’re used for very large purchases. However, if you’re new to mortgages or VA loans, then the process might […]


Fed readies for its last meeting of the year

VA Streamline Refinance after Death, Divorce, or Marriage

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There are many rules to be aware of when it comes to changing the borrowers named on a mortgage when getting a VA streamline refinance (also known as an Interest […]


Avoid PMI with a VA loan | Save thousands with this benefit

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Do VA loans have PMI? No, VA loans don’t have private mortgage insurance (PMI) and this benefit alone could reduce your mortgage costs by thousands of dollars. VA loans, which […]


Fees that you don't have to pay with a VA loan

Avoid These Closing Costs with a VA Home Loan

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Once a home buyer finds a home and makes an offer that’s accepted, they move to the closing of the deal. Closing is when both parties sign the paperwork, the […]


Reduce the costs of a VA loan

6 Tips for Saving Money on Your VA Loan

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Every home buyer wants to save money on their mortgage. With all the expenses associated with buying a home, removing just a few costs or fees can end up saving […]