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Your Military Service Earns You Great VA Rates

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We take your privacy seriously. By submitting your contact information you are providing express written consent electronically via E-sign to our Terms of Use and Privacy Policy, and to share your information with up to 5 partners from our Approved Partner Network and for them to contact you (including through automated means; e.g. autodialing, text and pre-recorded messaging) via telephone, mobile device (including SMS and MMS) and/or email, even if your telephone number provided above is currently listed on any state, federal or corporate Do Not Call list and even if your phone company may charge you for the call. You do not need to consent to auto-dialed calls in order to purchase goods or services from the Lenders that reach out to you. As an alternative, you may contact info@militaryvaloan.com. In addition, you agree that we can share your personal data with third parties, such as our mortgage partners, service providers and other affiliates, and that we can use this data for marketing and analytics, and to make your experience easier.

VA Home Loan Benefits

VA home loans remove many of the traditional barriers to homeownership. As an eligible Veteran or active duty service member, you have access to lower upfront and monthly costs and an easier approval process.

Zero down

The VA home loan is one of the only mortgage types that don't require a down payment.

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Easier credit requirements

You could be approved for a VA home loan even if you have less than perfect credit.

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Lower rates

VA home loan rates are some of the lowest available.

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Easy refinancing

The VA streamline refinance does not require verification of income, assets or property value.

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VA Home Loan Programs

For veterans who want to refinance their homes. Percentage rates are the lowest in decades.

VA Streamline Refinance

For veterans who want to refinance and get additional cash-out of their home.

VA Cash-Out Refinance

For veterans who want to buy a new home. VA loans require No down-payment.

VA Home Purchase Loan

VA Mortgage Rates, Eligibility & Requirements

Are You Eligible for a VA Home Loan?

Your commitment and bravery as a Servicemember or Veteran of the U.S. Armed Forces has earned you incredible home buying benefits. But many with military experience don't realize they are eligible. That's where we can help. We can obtain your Certificate of Eligibility (COE) for you, often within minutes. We can also assist you with getting your DD214. There's nothing to lose by checking your eligibility. Don't let your VA home loan benefit go unused. You've earned it!

You are probably eligible if you've served

90 days on Active Duty
181 days during peacetime
6 years in the National Guard or Reserves

Eligibility is also available for

An unmarried surviving spouse
A spouse of servicemember who is POW/MIA

More About VA Eligibility

VA Loan Advantages

More than 20 million Servicemembers and Veterans have taken advantage of their VA home loan benefit since the program began in 1944. There's a reason. The VA loan is much easier to qualify for compared to other kinds of loans. Buying a home with a VA loan is faster, easier and less expensive than other loan types. Most VA loan applicants are surprised at how easy the process is. Why wait any longer? To learn more, see our Buyer's Guide, or get started on your VA home purchase now.

Lower Payments

No Mortgage Insurance
Low Interest Rates

Easier Qualifying

No down payment
Easier credit requirements
Seller can pay closing costs

More About VA Loan Advantages

VA Streamline Refinance

With the VA streamline refinance, you can drop your interest rate and payment quickly and easily.

VA Streamline

No Income Documentation
No Asset Documentation
No Appraisal
Underwater Homes OK

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VA Cashout Refinance

A VA Cash-out Refinance lets you open a loan for up to 100% of your home's value, and use proceeds for any purpose. You can even refinance a non-VA Loan. Consolidate debt or remodel your home.

VA Cash Out

Tap Into Your Home's Equity
Use Cash for Any Purpose
Loan Amounts up to 100% of your Home's Value

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Why MilitaryVALoan.com?

There are many ways to apply for a VA home loan. Why use us?

We've helped thousands of Servicemembers and Veterans get into the home of their dreams. With our streamlined process, the VA home purchase or refinance process is made simple. But we also give back to the military community. We participate in military job fairs, send care packages to our troops, and help families in need. We are in touch with today's military families. Check out our Giving Back page. You can get a great deal and also feel great about using MilitaryVALoan.com for all your VA home loan needs.

The Choice is Easy

MilitaryVALoan.com Makes the Process Simple
Compare Quotes from up to 4 VA Lenders
Reputable Lending Partners

We give back

Military job fairs
Care packages
Gift donations

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Blog

VA Cash-Out Refinance: Is It a Good Idea? | Rates & Guidelines 2026

The VA cash-out refinance program enables veterans and active-duty service members to tap into their home’s equity and, depending on current refinance interest rates, lower the interest rate on their […]

10 Things Borrowers Wish They Knew About VA Loans

Thinking about getting a VA loan? Discover our 10 VA loan tips veterans and service members wish they knew before buying a home.

Current VA Mortgage Rates | February 2026

The average mortgage interest rates changed slightly week over week — 30-year fixed rates went up (6.06% to 6.09%) while 15-year fixed rates rose (5.38% to 5.44%). VA rates are […]

Why VA Loan Rates Are Often Lower Than Conventional Mortgage Rates

VA loan rates are often lower than conventional mortgage rates. Learn how the VA guarantee, borrower profile and lender competition help drive lower costs for eligible buyers.

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VA Home Loan Benefits

VA Home Loan Programs

VA Mortgage Rates, Eligibility & Requirements

Are You Eligible for a VA Home Loan?

VA Loan Advantages

VA Streamline Refinance

VA Cashout Refinance

Why MilitaryVALoan.com?

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