Rick Campos

Rick Campos is a Veteran of the US Navy Special Forces with a rank of Petty Officer 2nd Class. After rigorous training, he became a Special Warfare Combat-craft Crewman in the elite unit known as SWCC (pronounced “Swick”). He spent most of his five years of service in San Diego on Coronado Island. For the past eight years, he has helped people get ahead financially in his many roles within the credit union industry. He is currently a mortgage loan officer at Washington State’s biggest credit union, BECU. In his spare time, Rick volunteers for his son’s Cub Scout pack. Rick lives in Washington State with his wife Natalie and their two children.


Articles by Rick Campos


Choosing A 15- Or 30-Year VA Mortgage

Choosing A 15- Or 30-Year VA Mortgage

Posted on: April 1, 2020

The classic 30-year mortgage is the most popular — and most affordable — mortgage in America. About two-thirds of U.S. home buyers choose this option, according to the Mortgage Bankers […]


Credit Repair DIY Tips for Military Veterans

Credit Repair DIY Tips for Military Veterans

Posted on: July 13, 2016

As a mortgage loan officer, I sometimes work with “credit challenged” customers – people with no credit history, a damaged credit history or too much debt relative to their incomes. […]


Time-Tested Hacks To Find The Right Mortgage Lender

Time-Tested Hacks To Find The Right Mortgage Lender

Posted on: May 19, 2016

Rates and fees are important, but many factors come into play when finding the best mortgage lenders. When it comes time to finding the best mortgage lenders, most homebuyers focus […]


What Severed Fingers, Killer Waves & An Achievement Medal Taught Me About Preparedness

What Severed Fingers, Killer Waves & An Achievement Medal Taught Me About Preparedness

Posted on: June 15, 2015

I’ve said it before, but I’ll say it again: Be prepared for anything. Time and again, I learned this lesson during my days in the military. But one incident did […]


5 Avoidable Roadblocks That Stop Your VA Home Loan Approval

5 Avoidable Roadblocks That Stop Your VA Home Loan Approval

Posted on: May 26, 2015

Sometimes, the mortgage application process reminds me of this cop show dialog: “We can do this the easy way or we can do this the hard way.” Usually, the application […]


SERE Training : Life Lessons from the Brink of Survival

SERE Training : Life Lessons from the Brink of Survival

Posted on: April 27, 2015

Adaptability — adjusting your plans and mindset to exploit new opportunities — can be a valuable skill in both your personal and professional life. It can also help you overcome […]


Military to Civilian Transition Advice From a Vet Who’s Done It

Military to Civilian Transition Advice From a Vet Who’s Done It

Posted on: March 26, 2015

Many veterans face limited career options (or so they think) after discharge. However, with enough planning, legwork, the right attitude and some assistance from various benefits programs, your options will […]


It Took a Faulty Parachute To Teach Me This Life Lesson That You Should Hear

It Took a Faulty Parachute To Teach Me This Life Lesson That You Should Hear

Posted on: March 19, 2015

As I corkscrewed toward the earth beneath a tangle of parachute lines, a lifetime of reflection was compressed into just four seconds — maybe five. “I don’t want to die […]