Tim Lucas

Tim Lucas spent 11 years in the mortgage industry before joining Full Beaker to head up its mortgage websites. He's helped thousands of families buy and refinance real estate at banks and mortgage companies, and now continues that mission as Managing Editor of The Mortgage Reports. Tim has been featured in national publications such as Time, U.S. News and World Report, MSN, Scotsman Guide, and more.


Articles by Tim Lucas


2021 VA Funding Fees, Loan Limits & Terms: Interview with Mason Buckles

2021 VA Funding Fees, Loan Limits & Terms: Interview with Mason Buckles

Posted on: January 1, 2021

MilitaryVALoan.com sat down with VA mortgage professional Mason Buckles (NMLS #176104) to talk about the ins and outs VA funding fees, loan limits, and allowable VA loan term lengths. MVL: […]


Is My Condo VA Approved? Here’s How You Find Out | 2021

Is My Condo VA Approved? Here’s How You Find Out | 2021

Posted on: January 1, 2021

For any veteran of the Armed Forces, National Guard, or the Reserves granted a VA homeowner’s loan, a common question can arise – “can I use the loan to purchase […]


VA Loan Myths

VA Loan Myths

Posted on: December 12, 2020

Because of their complexity relative to other mortgage programs, VA loans are the subject of plenty of different myths. Some of these myths are based on truths, but what you […]


Common VA Loan Questions Answered

Common VA Loan Questions Answered

Posted on: December 12, 2020

Plenty of eligible home buyers don’t know what the VA loan is, which is unfortunate because this is one of the best home loan products available. A lender who specializes […]


VA Loan Calculator | How Much Can I Afford?

VA Loan Calculator | How Much Can I Afford?

Posted on: December 12, 2020

As an active-duty servicemember or Veteran, you have access to one of the best mortgage products on the market — the VA home loan. It requires no down payment, no […]


VA Loans: Can I Get One With A 500 Credit Score?

VA Loans: Can I Get One With A 500 Credit Score?

Posted on: November 13, 2020

In addition to providing your current financial information and checking your VA eligibility, you’ll need to prove that you have a decent enough credit score to qualify for a VA […]


Can You Rent Your House If You Have A VA Loan?

Can You Rent Your House If You Have A VA Loan?

Posted on: July 10, 2020

The VA wants their mortgage program to get veterans and active military into houses, not for people to get vacation homes or investment properties. Current VA homeowners must occupy their […]


VA construction loans vs VA rehab loans

VA construction loans vs VA rehab loans

Posted on: June 18, 2020

You may have heard VA construction loans are rare, and it’s true these loans aren’t common. But, VA construction loans do exist and qualified borrowers can apply their VA entitlement […]


How VA Residual Income Can Help You Get Approved

How VA Residual Income Can Help You Get Approved

Posted on: May 28, 2020

If you plan to buy a home with a VA home loan, you’ll want to know about VA residual income and how this calculation can help you. Click Here To Skip To […]


Tips to Pass a VA Appraisal

Tips to Pass a VA Appraisal

Posted on: May 9, 2020

Whether you’re looking to buy a home with a VA loan or refinance through the VA, you’re going to have to use a VA appraisal. An appraisal is when lenders […]