Tim Lucas

Tim Lucas spent 11 years in the mortgage industry before joining Full Beaker to head up its mortgage websites. He's helped thousands of families buy and refinance real estate at banks and mortgage companies, and now continues that mission at ThisIsMortgage.com. Tim has been featured in national publications such as Time, U.S. News and World Report, MSN, Scotsman Guide, and more.


Articles by Tim Lucas


5 Tips to Pay Off Your VA Loan Fast

5 Tips to Pay Off Your VA Loan Fast

Posted on: November 3, 2022

Homeowners often assume they should make their mortgage payments, and nothing more. But big rewards come from making seemingly small extra payments on a mortgage. Here are strategies to pay […]


Should You Rent or Buy?

Should You Rent or Buy?

Posted on: November 1, 2022

What’s better, renting or buying? If you look at pure numbers, it appears that over the past 5 or 6 years, renters have seen their costs go up while homeowners’ […]


VA Streamline and Cash-Out Refinances: Perfect HARP Alternatives

VA Streamline and Cash-Out Refinances: Perfect HARP Alternatives

Posted on: November 1, 2022

Since the introduction of the Home Affordable Refinance Program, or HARP in 2009, Congress has tried to address the negative equity many home owners have. HARP and later HARP 2.0 […]


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Common First-Time Homebuyer Mistakes to Avoid [Part 1]

Posted on: November 1, 2022

Unfortunately, predicting the future is next to impossible.  Things happen when buying and selling Real Estate that even defy reason, and all we can do sometimes is learn what not […]


Should You Sell Your Home “For Sale By Owner?”

Should You Sell Your Home “For Sale By Owner?”

Posted on: November 1, 2022

Here are some reasons you might want to hire a great real estate agent instead of doing it For Sale By Owner. A question of experience Because you probably haven’t […]


Why Is My Mortgage Lender Raising My VA Home Loan Payments?

Why Is My Mortgage Lender Raising My VA Home Loan Payments?

Posted on: November 1, 2022

Often we get questions from Veterans who need answers about their VA home loan. Here’s a question from Robert M., a visitor to our Facebook page: Q: Dear Military VA Loan: […]


VA Minimum Property Requirements (MPRs)

VA Minimum Property Requirements (MPRs)

Posted on: November 1, 2022

If you plan to buy a home with a VA home loan, you should know about VA’s minimum property requirements, or MPRs. MPRs are the minimum standards that the home […]


Do You Have Enough Homeowner’s Insurance? Here’s How to Tell

Do You Have Enough Homeowner’s Insurance? Here’s How to Tell

Posted on: November 1, 2022

You finally found the house you have been dreaming of. The mortgage papers are ready to sign. But you need to find the right home insurance to protect your new […]


VA Streamline Refinance after Death, Divorce, or Marriage

VA Streamline Refinance after Death, Divorce, or Marriage

Posted on: November 1, 2022

There are many rules to be aware of when it comes to changing the borrowers named on a mortgage when getting a VA streamline refinance (also known as an Interest […]


The Importance of Trusting Your Mortgage Lender

The Importance of Trusting Your Mortgage Lender

Posted on: November 1, 2022

So many of the relationships in our lives are built on trust.  You trust your best friend with your deepest secrets. You trust your doctor to give you the best […]