Tim Lucas

Tim Lucas spent 11 years in the mortgage industry before joining Full Beaker to head up its mortgage websites. He's helped thousands of families buy and refinance real estate at banks and mortgage companies, and now continues that mission as Managing Editor of The Mortgage Reports. Tim has been featured in national publications such as Time, U.S. News and World Report, MSN, Scotsman Guide, and more.


Articles by Tim Lucas


Common VA Loan Questions Answered

Common VA Loan Questions Answered

Posted on: March 19, 2021

Plenty of eligible homebuyers don’t know what the VA loan is, which is unfortunate because this is one of the best home loan products available. A lender who specializes in […]


Which Refinance Type Is Best For You? (VA, FHA, USDA, Conventional)

Which Refinance Type Is Best For You? (VA, FHA, USDA, Conventional)

Posted on: March 17, 2021

There are different types of mortgage loans available to today’s consumers, each with slightly different guidelines. Some have inherent advantages so it takes some time to consider which loan type […]


Military Home Loans for Servicemembers and Veterans

Military Home Loans for Servicemembers and Veterans

Posted on: March 16, 2021

You’ve served your country, and as a token of appreciation, there is a home loan for active-duty service members and Veterans. Military home loans are also known as VA home loans, […]


Can You Rent Your House If You Have A VA Loan?

Can You Rent Your House If You Have A VA Loan?

Posted on: March 16, 2021

The VA wants their mortgage program to get veterans and active military into houses, not for people to get vacation homes or investment properties. VA occupancy requirements state that current […]


Is My Condo VA Approved? Here’s How You Find Out | 2021

Is My Condo VA Approved? Here’s How You Find Out | 2021

Posted on: March 16, 2021

For any veteran of the Armed Forces, National Guard, or the Reserves granted a VA homeowner’s loan, a common question can arise: “Can I use the loan to purchase a […]


Tips to Pass a VA Appraisal

Tips to Pass a VA Appraisal

Posted on: March 12, 2021

Whether you’re looking to buy a home with a VA loan or refinance through the VA, you’re going to have to use a VA appraisal. An appraisal is when lenders […]


2021 VA Funding Fees, Loan Limits & Terms: Interview with Mason Buckles

2021 VA Funding Fees, Loan Limits & Terms: Interview with Mason Buckles

Posted on: January 1, 2021

MilitaryVALoan.com sat down with VA mortgage professional Mason Buckles (NMLS #176104) to talk about the ins and outs VA funding fees, loan limits, and allowable VA loan term lengths. MVL: […]


VA Loan Myths

VA Loan Myths

Posted on: December 12, 2020

Because of their complexity relative to other mortgage programs, VA loans are the subject of plenty of different myths. Some of these myths are based on truths, but what you […]


VA Loan Calculator | How Much Can I Afford?

VA Loan Calculator | How Much Can I Afford?

Posted on: December 12, 2020

As an active-duty servicemember or Veteran, you have access to one of the best mortgage products on the market — the VA home loan. It requires no down payment, no […]


VA Loans: Can I Get One With A 500 Credit Score?

VA Loans: Can I Get One With A 500 Credit Score?

Posted on: November 13, 2020

In addition to providing your current financial information and checking your VA eligibility, you’ll need to prove that you have a decent enough credit score to qualify for a VA […]