Tim Lucas
VA Loan Myths
Posted on: September 15, 2020
Because of their complexity relative to other mortgage programs, VA loans are the subject of plenty of different myths. Some of these myths are based on truths, but what you […]
VA Loan Calculator | Discover Your Monthly Home Loan Payment
Posted on: September 15, 2020
As an active-duty servicemember or Veteran, you have access to one of the best mortgage products on the market — the VA home loan. It requires no down payment, no […]
Common VA Loan Questions Answered
Posted on: September 14, 2020
Plenty of eligible home buyers don’t know what the VA loan is, which is unfortunate because this is one of the best home loan products available. A lender who specializes […]
How To Rent Out A Home You Purchased With A VA Loan
Posted on: July 10, 2020
The VA wants their mortgage program to get veterans and active military into houses, not for people to get vacation homes or investment properties. Current VA homeowners must occupy their […]
VA construction loans vs VA rehab loans
Posted on: June 18, 2020
You may have heard VA construction loans are rare, and it’s true these loans aren’t common. But, VA construction loans do exist and qualified borrowers can apply their VA entitlement […]
How VA Residual Income Can Help You Get Approved
Posted on: May 28, 2020
If you plan to buy a home with a VA home loan, you’ll want to know about VA residual income and how this calculation can help you. Click Here To Skip To […]
Tips to Pass a VA Appraisal
Posted on: May 9, 2020
Whether you’re looking to buy a home with a VA loan or refinance through the VA, you’re going to have to use a VA appraisal. An appraisal is when lenders […]
Should You Break Your Lease to Buy a Home?
Posted on: April 24, 2020
If you’re currently renting but looking forward to buying your first home, you’ve likely done a bit of legwork at this stage. You’ve met with a loan officer who helped […]
VA Loan Credit Score Requirements for 2020
Posted on: April 6, 2020
In addition to providing your current financial information and checking your VA eligibility, you’ll need to prove that you have a decent enough credit score to qualify for a VA […]
VA Mobile Home Loans: Can I Buy a Manufactured Home with a VA Loan?
Posted on: April 3, 2020
The short answer is yes. Financing manufactured or modular homes (a.k.a. mobile homes; we’ll use the terms interchangeably) is in fact allowed under VA mortgage guidelines – these are known […]