Peter Warden

Peter Warden has been writing for a decade about mortgages, personal finance, credit cards, and insurance. His work has appeared across a wide range of media. He lives in a small town with his partner of 25 years.


Articles by Peter Warden


VA Loan Limits 2021 | Cap Eliminated

VA Loan Limits 2021 | Cap Eliminated

Posted on: July 21, 2021

Under the recently enacted Blue Water Navy Vietnam Veterans Act of 2019, the existing caps on the value of all VA loans nationwide were scrapped as of Jan. 1, 2020. […]


Avoid PMI with a VA loan | Save thousands with this benefit

Avoid PMI with a VA loan | Save thousands with this benefit

Posted on: July 6, 2021

Do VA loans have PMI? No, VA loans don’t have private mortgage insurance (PMI) and this benefit alone could reduce your mortgage costs by thousands of dollars. VA loans, which […]


First Time Home Buyer Programs for Veterans

First Time Home Buyer Programs for Veterans

Posted on: May 12, 2021

Numerous programs exist to help veterans and service members who are first-time buyers with their closing costs and other expenses.


VA Streamline vs. Cash Out Refinance

VA Streamline vs. Cash Out Refinance

Posted on: May 12, 2021

There has never been a better time to refinance your VA loan — especially when current mortgage interest rates are at multi-year lows. And, they’re not too far off the […]


How many times can you use a VA loan?

How many times can you use a VA loan?

Posted on: April 6, 2021

How many times can you use your VA loan benefit? You can use your VA home loan benefit as many times as you want. But, with some rare exceptions, you […]


VA Loans: What’s the difference between interest rate and APR?

VA Loans: What’s the difference between interest rate and APR?

Posted on: April 1, 2021

APR vs Interest Rate: What’s the difference? An interest rate tells you how much interest you’ll pay each year, while an APR captures the full cost of borrowing, including closing […]


Buying a Home While On Active Duty

Buying a Home While On Active Duty

Posted on: November 25, 2020

You can certainly buy a home while on active duty. We’ll help you determine whether it’s the right move for you.