Peter Warden

Peter Warden has been writing for a decade about mortgages, personal finance, credit cards, and insurance. His work has appeared across a wide range of media. He lives in a small town with his partner of 25 years.


Articles by Peter Warden


Current VA Mortgage Rates | May 2022

Current VA Mortgage Rates | May 2022

Posted on: May 5, 2022

According to a weekly survey of 100+ lenders by Freddie Mac, the average mortgage interest rates increased for all loan types week over week — 30-year fixed rates went up […]


VA Loan Limits 2022 | Loan Cap Eliminated

VA Loan Limits 2022 | Loan Cap Eliminated

Posted on: April 19, 2022

Unlike FHA, USDA and conventional loans, VA mortgages have no loan limits. That’s because the Department of Veterans Affairs, back in 2020, stopped setting maximum loan sizes for the mortgages […]


Close Your Refinance Faster | Tips & VA Guidelines 2022

Close Your Refinance Faster | Tips & VA Guidelines 2022

Posted on: August 11, 2021

How long does it take to refinance a VA loan? According to the ICE June 2021 Origination Report, the average VA refinance loan closed in 60 days. That’s an average, […]


First Time Home Buyer Programs for Veterans

First Time Home Buyer Programs for Veterans

Posted on: August 4, 2021

Numerous programs exist to help veterans and service members who are first-time buyers with their closing costs and other expenses.


VA Streamline vs. Cash Out Refinance

VA Streamline vs. Cash Out Refinance

Posted on: August 4, 2021

There has never been a better time to refinance your VA loan — especially when current mortgage interest rates are at multi-year lows. And, they’re not too far off the […]


Avoid PMI with a VA loan | Save thousands with this benefit

Avoid PMI with a VA loan | Save thousands with this benefit

Posted on: July 6, 2021

Do VA loans have PMI? No, VA loans don’t have private mortgage insurance (PMI) and this benefit alone could reduce your mortgage costs by thousands of dollars. VA loans, which […]


How many times can you use a VA loan?

How many times can you use a VA loan?

Posted on: April 6, 2021

How many times can you use your VA loan benefit? You can use your VA home loan benefit as many times as you want. But, with some rare exceptions, you […]


VA Loans: What’s the difference between interest rate and APR?

VA Loans: What’s the difference between interest rate and APR?

Posted on: April 1, 2021

APR vs Interest Rate: What’s the difference? An interest rate tells you how much interest you’ll pay each year, while an APR captures the full cost of borrowing, including closing […]


Buying a Home While On Active Duty

Buying a Home While On Active Duty

Posted on: November 25, 2020

You can certainly buy a home while on active duty. We’ll help you determine whether it’s the right move for you.