Peter Warden
Peter Warden has been writing for a decade about mortgages, personal finance, credit cards, and insurance. His work has appeared across a wide range of media. He lives in a small town with his partner of 25 years.
Articles by Peter Warden
Current VA Mortgage Rates | May 2025
Posted on: May 8, 2025
The average mortgage interest rates changed only slightly week over week — 30-year fixed rates remained flat (6.76% to 6.76%) while 15-year fixed rates went down (5.92% to 5.89%). VA […]
Close Your Refinance Faster | Tips & VA Guidelines 2025
Posted on: April 15, 2025
How long does it take to refinance a VA loan? The average VA refinance loan typically closes in about 60 days. That’s just an estimate — your refinance could take […]
VA Streamline vs VA Cash-out Refinance
Posted on: January 8, 2024
In general, Veterans and active-duty servicemembers want to refinance for the following reasons: To get a lower monthly payment To get cash back The VA has two refinance options available, […]
VA Loan Limits 2025 | Loan Cap Eliminated
Posted on: January 2, 2024
Unlike FHA, USDA and conventional loans, VA mortgages have no loan limits. That’s because the Department of Veterans Affairs, back in 2020, stopped setting maximum loan sizes for the mortgages […]
What’s the difference between interest rate and APR?
Posted on: November 1, 2022
APR vs interest rate: What’s the difference? An interest rate tells you how much interest you’ll pay each year, while an APR captures the full cost of borrowing, including closing […]
Avoid PMI with a VA loan | Save thousands with this benefit
Posted on: November 1, 2022
Do VA loans have PMI? No, VA loans don’t have private mortgage insurance (PMI) and this benefit alone could reduce your mortgage costs by thousands of dollars. VA loans, which […]
How many times can you use a VA loan?
Posted on: November 1, 2022
How many times can you use your VA loan benefit? You can use your VA home loan benefit as many times as you want. But, with some rare exceptions, you […]
Buying a Home While on Active Duty
Posted on: November 1, 2022
You can certainly buy a home while on active duty. We’ll help you determine whether it’s the right move for you.
First Time Home Buyer Programs for Veterans
Posted on: November 1, 2022
Numerous programs exist to help veterans and service members who are first-time buyers with their closing costs and other expenses.