2019 VA Loan Rates: What You Should Know

Tim Lucas
Military VA Loan editor

The Year Of Rising Rates?

2018 was a wild year for interest rates.

Rates seemed to rise all year, with no relief

2019 could prove even more turbulent for rates. With a swinging stock market and uncertainty everywhere, mortgage rates don’t know which way to go.

<<Protect Yourself From Rising Rates By Locking In Now>>

Fortunately, mortgage rates are still historically low. As a homeowner or refinance shopper, it could pay to lock in a rate as soon as possible.

Improving Economy: A Double-Edged Sword

The economy appears to be on the mend, with the lowest unemployment rate in a decade and workers earning more.

And, the stock market has, overall, risen in past years.

But there’s a downside to the rosy economic picture.

Mortgage rates tend to rise — often dramatically — during good economic times.

Inflation is a true threat in the emerging landscape, and inflation is very bad for mortgage rates.

2019 could be “the year of inflation” after stagnant growth for nearly 10 years.

The Federal Reserve has pumped trillions into the economy to goose inflation. In 2019, the Fed may finally achieve its goal.

VA mortgage rates are still in the 4s, but may not stay there for long.

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How To Combat Rising VA Loan Rates

The VA home loan program offers a revolutionary product that most homeowners take for granted: the 30-year fixed mortgage.

This loan type sounds “ordinary” to most consumers. But it allows you to lock in today’s rate levels for thirty years.

It doesn’t matter what happens to rates in 2019 and beyond.

Locking in now secures 2019 VA rate levels for as long as you keep your mortgage.

That’s a benefit that’s hard to pass up.

Lock in now, and protect your future against skyrocketing rates that may commence liftoff in 2019.

Check Today’s Low VA Rates