Tim Lucas

Tim Lucas spent 11 years in the mortgage industry before joining Full Beaker to head up its mortgage websites. He's helped thousands of families buy and refinance real estate at banks and mortgage companies, and now continues that mission as Managing Editor of The Mortgage Reports. Tim has been featured in national publications such as Time, U.S. News and World Report, MSN, Scotsman Guide, and more.


Articles by Tim Lucas


Guide To Prepping For A PCS

Guide To Prepping For A PCS

Posted on: July 12, 2021

So, you got Permanent Change of Station (PCS) orders. You’re not alone. Nearly 700,000 service members get transferred to new assignments each and every year. The name may seem ironic. […]


Military Home Loans for Service Members & Veterans | 2021

Military Home Loans for Service Members & Veterans | 2021

Posted on: July 9, 2021

You’ve served your country, and as a token of appreciation, there is a home loan for active-duty service members and Veterans. Military home loans are also known as VA home loans, […]


Buying a Foreclosure With a VA Home Loan

Buying a Foreclosure With a VA Home Loan

Posted on: May 18, 2021

According to recent statistics, the average discount nationwide on a foreclosed home is 32.6%*. That means someone buying a foreclosure can potentially pay only 67.4% of the open market price […]


5 Tips To Pay Off Your VA Loan Fast

5 Tips To Pay Off Your VA Loan Fast

Posted on: May 3, 2021

Homeowners often assume they should make their mortgage payment, and nothing more. But big rewards come from making seemingly small extra payments on a mortgage. Here are strategies to pay […]


Common Appraisal Issues for VA Home Loans

Common Appraisal Issues for VA Home Loans

Posted on: April 30, 2021

As you start looking for homes to buy, one of the most important factors to look for is the condition of the homes and whether they will meet VA’s minimum […]


VA Loan Calculator | How Much Can I Afford?

VA Loan Calculator | How Much Can I Afford?

Posted on: April 30, 2021

As an active-duty service member or veteran, you have access to one of the best mortgage products on the market — the VA home loan. It requires no down payment, […]


Which Refinance Type Is Best For You? (VA, FHA, USDA, Conventional)

Which Refinance Type Is Best For You? (VA, FHA, USDA, Conventional)

Posted on: March 17, 2021

There are different types of mortgage loans available to today’s consumers, each with slightly different guidelines. Some have inherent advantages so it takes some time to consider which loan type […]


2021 VA Funding Fees, Loan Limits & Terms: Interview with Mason Buckles

2021 VA Funding Fees, Loan Limits & Terms: Interview with Mason Buckles

Posted on: January 1, 2021

MilitaryVALoan.com sat down with VA mortgage professional Mason Buckles (NMLS #176104) to talk about the ins and outs VA funding fees, loan limits, and allowable VA loan term lengths. MVL: […]


Should You Break Your Lease to Buy a Home?

Should You Break Your Lease to Buy a Home?

Posted on: April 24, 2020

If you’re currently renting but looking forward to buying your first home, you’ve likely done a bit of legwork at this stage. You’ve met with a loan officer who helped […]


Hooyah To Home Buying The Navy Way

Hooyah To Home Buying The Navy Way

Posted on: March 17, 2020

As defenders of the seas, Naval Service Members should have the luxury of returning from duty to their homes ashore. But wouldn’t it feel incredible to own the home you […]