Call for Rates: Buy a home with no down-payment
Fill out the 1-minute VA home loan quote form. Get pre-approved in advance so that you can go shopping for your new home with confidence. Click on the button below to get pre-approved.
Additional VA home loan programs
For veterans who want to refinance their homes. Percentage rates are the lowest in decades.
For veterans who want to refinance and get additional cash-out of their home.
Using Your VA Loan Benefits
- VA Home Loan
- VA Home Loan Refinance
- Certificate of Eligibility
- VA Loan Facts
- Home Equity Loans
- DD214
What can a VA Loan be used for?
- To buy a home, including townhouse or condominium unit in a VA-approved project.
- To build a home.
- To simultaneously purchase and improve a home.
- To improve a home by installing energy-related features such as solar or heating/cooling systems, water heaters, insulation, weather-stripping/ caulking, storm windows/doors or other energy efficient improvements approved by the lender and VA. These features may be added with the purchase of an existing dwelling or by refinancing a home owned and occupied by the veteran. A loan can be increased up to $3,000 based on documented costs or up to $6,000 if the increase in the mortgage payment is offset by the expected reduction in utility costs. A refinancing loan may not exceed 90 percent of the appraised value plus the costs of the improvements. Check with a lender or VA for details.
- To refinance an existing home loan up to 90 percent of the VA-established reasonable value or to refinance an existing VA loan to reduce the interest rate.
- To buy a manufactured home and/or lot.
VA home loan quotes are freely available
The VA home loan program is an excellent deal for active duty military personnel and non-active duty veterans. Take advantage of your benefits.
- Loan Amounts Up to $417,000.00
- 15, 25 or 30 Year Loan Terms
- Up to 6% Seller Paid Closing Cost Allowed
- No Mortgage Insurance
- Allowed To Finance Up to $6000 For Energy Improvements
How can I obtain more information about VA home loans?
You can telephone the US Veterans Affairs offices at (800)827-1000
Here are some links to additional information
