Phone Call for Rates: 888-516-9990 or Contact Us for free mortgage quotes.

Today's Mortgage Rates

Sunday, February 5, 2012

30 Year Fixed 3.89%
30 Year FHA 3.75%
15 Year Fixed 3.28%
5/1 ARM 3.00%

Get a Mortgage Rates Widget Like This for Your Website

Using Your VA Loan Benefits

Find out how much you can save with a VA streamline refinance

The interest rates on home loans have come down as the Fed slashes short-term borrowing cost. Now is the prime time to refinance your VA home loan especially if you currently have a high rate or an adjustable rate mortgage. Click the button to complete the 1-minute quote form.

VA Streamline Refinance

Other helpful VA home loan programs

For veterans who want to buy a new home. VA loans require No down-payment.

For veterans who want to refinance and get additional cash-out of their home.

VA Mortgage Loan Checklist

The following is a list of documents that may be required to process your VA mortgage loan:

  • One full month's worth of pay stubs
  • Last 2 years W-2's
  • If self employed: Last 2 years tax returns with all schedules (if you are using commission, dividend or rental income to qualify then you will also need to provide your tax returns)
  • Address and phone number of all employers for the last two years.
  • Address and phone number for all landlords for the last two years.
  • Copy of your DD214
  • Your Original VA Certificate of Eligibility (we can help you get this if needed)
  • Copies of social security, pension, and/or retirement award letters (if applicable)
  • Last two months bank statements for all accounts
  • Documentation to support your funds to close
  • Explanation for any derogatory credit (if applicable)
  • Bankruptcy and discharge paperwork (if applicable)
  • Divorce decree and settlement paperwork (if applicable)