Tim Lucas

Tim Lucas spent 11 years in the mortgage industry before joining Full Beaker to head up its mortgage websites. He's helped thousands of families buy and refinance real estate at banks and mortgage companies, and now continues that mission at ThisIsMortgage.com. Tim has been featured in national publications such as Time, U.S. News and World Report, MSN, Scotsman Guide, and more.


Articles by Tim Lucas


Appraisal process for VA home loans | 2024

Appraisal process for VA home loans | 2024

Posted on: September 8, 2022

When you enter a contract to buy a new home, your VA lender will order your VA appraisal. This VA home appraisal has two goals: To define the fair market […]


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Find the Best Deal When Buying a House [Part 1]

Posted on: August 11, 2022

We interviewed realtor and veteran Ed Kunkel, Jr. to find out how to find the lowest home prices when buying a home. In the first installment of this three-part interview, […]


Common VA Loan Questions Answered

Common VA Loan Questions Answered

Posted on: July 26, 2022

Plenty of eligible homebuyers don’t know what the VA loan is, which is unfortunate because this is one of the best home loan products available. A lender who specializes in […]


Military Home Loans for Service Members & Veterans | 2024

Military Home Loans for Service Members & Veterans | 2024

Posted on: July 26, 2022

You’ve served your country, and as a token of appreciation, there is a home loan for active-duty service members and Veterans. Military home loans are also known as VA home loans, […]


VA Appraisal Checklist & Guidelines 2024

VA Appraisal Checklist & Guidelines 2024

Posted on: June 8, 2022

Whether you’re looking to buy a home with a VA loan or refinance through the VA, you’re going to have to use a VA appraisal. An appraisal is when lenders […]


VA Home Loan Credit Score | Requirements 2024

VA Home Loan Credit Score | Requirements 2024

Posted on: June 8, 2022

In addition to providing your current financial information and checking your VA eligibility, you’ll need to prove that you have a decent enough credit score to qualify for a VA […]


VA Loan Calculator | How Much Can I Afford?

VA Loan Calculator | How Much Can I Afford?

Posted on: April 30, 2021

As an active-duty service member or veteran, you have access to one of the best mortgage products on the market — the VA home loan. It requires no down payment, […]


Which Refinance Type Is Best For You? (VA, FHA, USDA, Conventional)

Which Refinance Type Is Best For You? (VA, FHA, USDA, Conventional)

Posted on: March 17, 2021

There are different types of mortgage loans available to today’s consumers, each with slightly different guidelines. Some have inherent advantages so it takes some time to consider which loan type […]


2024 VA Funding Fees, Loan Limits & Terms: Interview with Mason Buckles

2024 VA Funding Fees, Loan Limits & Terms: Interview with Mason Buckles

Posted on: January 1, 2021

MilitaryVALoan.com sat down with VA mortgage professional Mason Buckles (NMLS #176104) to talk about the ins and outs VA funding fees, loan limits, and allowable VA loan term lengths. MVL: […]


Hooyah To Home Buying The Navy Way

Hooyah To Home Buying The Navy Way

Posted on: March 17, 2020

As defenders of the seas, Naval Service Members should have the luxury of returning from duty to their homes ashore. But wouldn’t it feel incredible to own the home you […]