Thomas Short

Thomas Short is a personal finance writer based in Seattle. His work has appeared in Entrepreneur, Huffington Post, The Mortgage Reports, and more.


Articles by Thomas Short


VA vs. FHA: Which Government Product Is Best?

VA vs. FHA: Which Government Product Is Best?

Posted on: July 15, 2020

There are plenty of different home loan products that home buyers can choose from, with popular products including FHA and VA loans. The Federal Housing Administration (FHA) and Department of […]


How Long Does A VA Loan Take To Close?

How Long Does A VA Loan Take To Close?

Posted on: July 14, 2020

There are plenty of myths associated with VA loans, many of which are completely untrue and unfounded. One of these myths is that VA loans can take forever to close. […]


Is Using A VA Cash-Out Refi To Pay Off Credit Card Debt Worth It?

Is Using A VA Cash-Out Refi To Pay Off Credit Card Debt Worth It?

Posted on: May 20, 2020

Maybe you’ve heard about paying off credit card debt with a VA cash-out refinance, or maybe you know someone who has done it before. Maybe you never even knew that […]


Best Ways to Increase the Value of your Home

Best Ways to Increase the Value of your Home

Posted on: May 19, 2020

Any homeowner wants to increase the value of their home, especially if they are planning on selling at some point in the coming years. While many homeowners in the past […]


VA Loan Pros and Cons

VA Loan Pros and Cons

Posted on: May 15, 2020

There are plenty of different mortgage options to pick from. Available to veterans, the VA loan is just like any other mortgage product in that it has its pros and […]


VA Loan Occupancy Requirements

VA Loan Occupancy Requirements

Posted on: May 4, 2020

The VA loan and IRRRL refinance are among the best mortgage products on the market. However, there are certain eligibility requirements to get either VA product. One requirement of the […]


What is the VA Renovation Loan?

What is the VA Renovation Loan?

Posted on: April 8, 2020

The Aging housing stock in the United States has contributed to the increased demand for alteration and repair loans. Due to the condition of this aged housing, homes are often […]


Should You Use A Real Estate Agent On A VA Loan?

Should You Use A Real Estate Agent On A VA Loan?

Posted on: March 16, 2020

Real estate agents, also called buyer’s agents when buying a home, are professionals who bring plenty to the table. But many home buyers opt to forego using a buyer’s agent, […]


What Properties Can You Buy With A VA Loan?

What Properties Can You Buy With A VA Loan?

Posted on: March 13, 2020

Some home buyers assume the only thing you can buy with a mortgage is a regular house. But some homes are far from ordinary, and other homes that seem ordinary […]


What To Do If A VA Appraisal Comes In Low

What To Do If A VA Appraisal Comes In Low

Posted on: March 6, 2020

One of the biggest hurdles VA home buyers must clear is the VA appraisal. VA appraisals are much like regular appraisals — an appraiser will come out to the house […]