Phone Call for Rates: 888-516-9990 or Contact Us for free mortgage quotes.

Today's Mortgage Rates

Sunday, February 5, 2012

30 Year Fixed 3.89%
30 Year FHA 3.75%
15 Year Fixed 3.28%
5/1 ARM 3.00%

Get a Mortgage Rates Widget Like This for Your Website

Buy a home with no down-payment

Fill out the 1-minute VA home loan quote form. Get pre-approved in advance so that you can go shopping for your new home with confidence. Click on the button below to get pre-approved.

VA Home Loan

Additional VA home loan programs

For veterans who want to refinance their homes. Percentage rates are the lowest in decades.

For veterans who want to refinance and get additional cash-out of their home.

Using Your VA Loan Benefits

The two biggest myths about home mortgages

Separate myth from reality before you begin to comparison shop for your mortgage.

Myth number 1:

The best way to shop for a mortgage is to compare interest rates and points.

Reality:

What about the APR (annual percentage rate)? If the APR is much higher than the interest rate a red light should go off alerting you that there might be hidden fees in your closing costs. And what about closing costs? There's the real cost of your loan. The fact is, interest rates and points are only part of the information you need.

Myth number 2:

Zero-point loans are always the best loans.

Reality:

Every borrower's financial situation is different. Sometimes it's better to have a lower interest rate with points; sometimes a zero point loan is the better choice. It all depends on what is right for you. Consult your mortgage broker.

Find out how much you can save by visiting our free VA home loan quote form now.

VA home loan quotes are freely available

Learn more about the VA home loan program. It's an excellent deal for active duty military personnel and non-active duty veterans. Take advantage of your benefits.

  • Loan Amounts Up to $417,000.00
  • 15, 25 or 30 Year Loan Terms
  • Up to 6% Seller Paid Closing Cost Allowed
  • No Mortgage Insurance
  • Allowed To Finance Up to $6000 For Energy Improvements

How can I obtain more information about VA home loans?

You can telephone the US Veterans Affairs offices at (800)827-1000

Here are some links to additional information