As an active-duty servicemember or veteran, you have access to a powerful homebuying benefit that makes it easier to achieve your homeownership goals. The VA Home Loan offers key advantages, including:

• No down payment required
• No monthly mortgage insurance
• Below-market interest rates
• Lenient credit requirements

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Because VA loans are backed by the federal government, private lenders approved by the VA can offer more favorable terms than conventional loans.

Available exclusively to eligible current and former U.S. service members and some surviving spouses, the VA home loan remains one of the most valuable and widely used benefits available through the Department of Veterans Affairs.