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VA Home Inspection Checklist


Nearly every home buyer has heard about the need for a home inspection. Buyers wanting to use their VA home loan benefit are no exception. In fact, VA home buyers should have a home inspection checklist ready to hand their home inspector. VA loans have some of the highest standards when it comes to the quality of the home.

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Home Inspection Checklist for VA Home LoansOnce a property is chosen, home buyers should make sure that the home meets all legal and safety requirements, as well as VA minimum property requirements. VA home buyers should familiarize themselves with the home inspection process in advance of the inspector’s arrival.

One way to prepare for a home inspection is for the buyer to come prepared with their own home inspection checklist, outlining items that they are specifically interested in. This checklist can be used when looking at potential homes or to help the homeowners compare their own observations with the home inspector’s evaluation.

The inspector’s home inspection checklist typically does not cover mold and mildew or fungi, rodents, lead, radon, asbestos and similar chemical issues, though you may want to keep these things on your personal home inspection checklist. The inspector’s list does, however cover a range of standard observations, and home buyers should ask the following questions before signing on the dotted line.

VA Home Inspection Checklist Items

  1. Is the structure of the home sound? This includes the construction of walls, floors, foundation, the roof and ceilings.
  2. Has the exterior of the house been inspected? This includes looking at grading, elevation, drainage, fences, windows and trims, exterior lighting and landscaping.
  3. Has the plumbing been inspected? This includes identifying the pipe materials that have been used and looking at toilets, showers, sinks, faucets, etc.
  4. Have all systems been inspected? These include the chimney and fireplaces, water heaters, furnaces, air conditioning units and septic systems.
  5. Have the roof and attic been inspected to see the roof construction, flashing and gutters, framing, ventilation and construction been built properly?
  6. Has the electrical work in the home been evaluated? This includes knowing what type of wiring a home has, looking at the grounding, looking at ceiling fans and light fixtures and evaluating the main panel.
  7. Have the appliances been inspected? These include writing down and inspecting the condition of dishwashers and ranges, built-in microwaves and garbage disposals, smoke detectors and any other relevant small appliances that may be left in the home.

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Make sure the home inspector you use guarantees their work. That way, if you discover a problem with the home later on, you have some recourse. Many home inspection companies will pay for repairs on items they should have caught.

Related Article: Buying a Home with a VA Loan

The potential homeowners, and the paid inspector, should look closely at every area of the home, including the basement, laundry area, outdoor patios balconies and chimneys, bathrooms, kitchen, bedrooms and family space. Before spending hard earned money on a professional inspection, most potential homeowners can rule out certain homes with their own inspections. This is always recommended and can help people to narrow down their property search – and to save money by not spending on home inspections that they could have predicted would end poorly.

To find out which, if any, home inspections are required for your loan, call 888-516-9990.