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First Time Home Buyer Loans

If you are a first time home buyer you have come to the right place. Lack of a down-payment is the #1 obstacle which keeps most renters from fulfilling their dream of home ownership. With a first time home buyer no down payment mortgage loan program this roadblock is no longer a factor. Apply for your free pre-approval today and discover how easy it is to break free from your landlord and achieve the "American Dream" of home ownership.

 

First Time Home Buyer No Down Payment Mortgage Loan Program Details

No private mortgage insurance (pmi) is required

Debt ratios up to 45% allowed

Flexible Loan Terms

The VA loan program is not a bad credit loan program. Your current credit history should be decent.

Prior bankruptcies may be eligible with 2 years re-established credit

No Down Payment is Required

Loan Amounts to $415,000

Approved Condos eligible 

 

 

 

If you are not a veteran and need a "first time buyer" mortgage loan just complete the conventional loan application for a free loan quote

 

 

If you are eligible for a VA home loan consider the following:

Fact:  With a VA home loan you can buy a new home for up to $417,000 with no down-payment!

Fact: With a VA loan the seller is allowed to pay all of your closing cost.

What do these VA loan facts mean? If you are a veteran you can buy a new home for up to $417,000 without having to pay a down-payment and little or no closing cost! So what are you waiting for?

 

 


 

Veteran Benefits

 

Stay up to Date on the Savings and Benefits Programs Available to You

 

There are many  benefits and saving advantage programs available to you the veteran. Whether you are active duty or prior service, our Veteran's Benefits newsletter will keep you informed and up to date so that you can take advantage of all that is available to you. To subscribe to our free bi-weekly newsletter just enter your email address below and click join.

 

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Special Announcement:

VA Loan Rates Have Come Down!

The interest rates on home loans have come down as the Fed slashes short-term borrowing cost. Now is the prime time to buy a new home or refinance your existing home with a VA loan.


Buy A New Home With No Down-payment!

VA Home Loan - For veterans who want to buy a new home.

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VA loans require No down-payment.

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Maximum loan amount with no down-payment is $417,000.

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In Alaska, Hawaii, Guam, and the U.S. Virgin Islands the guarantee amount can be up to $625,500.

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Mortgage Insurance is not required

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Seller can pay all of your closing cost

Get pre-approved in advance so that you can go shopping for your new home with confidence. Just click on the button below to get started.


Refinance Your Existing Mortgage And Save Money

VA Streamline Refinance - No appraisals, no credit qualifying, no income or employment verification required. More info.

VA Cash-out Refinance - For veterans who want to refinance and get additional cash-out of their home for debt consolidation, home improvement or any purpose. More info.

 


VA LOAN INFORMATION

 

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VA Loan FAQ         

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Benefits OF A VA Loan     

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VA Loan Checklist   

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VA Certificate of Eligibility

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Home Equity Loans

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125% Home Equity Loans

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Military Pay Chart

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Personal Loans

 

 

 

 

 

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